Reduce manual appraisal review time and cost with an interactive, automated workflow that helps teams identify, act on, and document appraisal risk for UAD 2.6 and UAD 3.6 appraisals.
Reduce repurchase risk
Confidently detect fundamental issues that put loan eligibility at risk before you approve the appraisal and deliver it to investors.
Navigate UAD 3.6 confidently
AURA Risk Navigator cuts through expanded UAD 3.6 data by identifying which appraisals and findings need attention, so reviewers can focus their expertise where it matters most.
Scale appraisal review
Reduce manual review effort by giving teams a more efficient way to work through AURA results, take action, and document review decisions.
Manual appraisal review can cost lenders an estimated $50 in labor and 30+ minutes per file. AURA Risk Navigator is designed to efficiently review findings, take action, and document decisions, reducing time and cost.
AURA Risk Navigator uses automated appraisal risk results and filtering to identify which appraisals and findings need attention.
Give reviewers a clear, risk-prioritized starting point and let them comment, act, or request revisions — all in one unified workspace.
Support defensible, data-backed decisions with a proof-of-review output that captures what was reviewed, what action was taken, and how the decision was supported — easily packaged with the loan to send directly to investors.
Access AURA Risk Navigator in the way that best fits your lending operations:
Request AURA Risk Navigator in your Clear Capital account to order directly through us.
Automated ordering is available for AURA® Risk Navigator through Encompass Partner Connect™ for teams already working in Encompass® by ICE Mortgage Technology®.
Connect AURA Risk Navigator directly into your proprietary appraisal management or underwriting systems.
AURA Risk Navigator is an automated, guided appraisal review solution from Clear Capital. It analyzes appraisal files to automatically identify, prioritize, and document risk. By pinpointing exactly which files need attention, it helps teams reduce manual review time, control labor costs, and focus their expertise where it matters most.
UAD 3.6 brings a massive expansion of property data and dynamic fields. AURA Risk Navigator cuts through this extra complexity by evaluating the expanded datasets and highlighting key findings. It directs reviewers straight to the specific sections, ratings, or discrepancies that need attention — making it easy to navigate UAD 3.6 without getting bogged down in the extra data.
Manual review typically takes over 30 minutes and costs around $50 per file. Lenders can cut this manual effort in half by using AURA Risk Navigator to:
Repurchase risk happens when critical valuation or eligibility issues slip through before a loan goes to investors. AURA Risk Navigator helps lenders detect these fundamental issues upfront by automatically scanning files for hidden defects, valuation inconsistencies, and compliance errors. Catching and resolving these red flags before approval protects loan eligibility and investor delivery.
Proof of review is clear, auditable documentation that proves a lender thoroughly evaluated an appraisal’s risk before closing or selling the loan. AURA Risk Navigator automatically creates a clear, downloadable proof-of-review file that captures:
Yes. AURA Risk Navigator gives review teams a more efficient way to handle rising loan volumes without adding extra headcount. By using automated risk filtering to handle routine checks and guiding reviewers through high-priority tasks, existing teams can work through files significantly faster, maintain consistent review standards, and scale operations effortlessly.
Discover how AURA® Risk Navigator helps your reviewers focus on higher-risk appraisals, work through prioritized findings, and document review decisions in one guided workflow.
We’ll keep you in the loop on the latest stories, events, and industry news.
