Privacy Policy, Inc. (“Clear Capital®“):

  1. Collects non-public personal information about you from the following sources:
    • From applications or other forms we receive from you or your authorized representatives;
    • From transactions with, or from the services being performed by, us, our affiliates, or others;
    • From our internet web sites;
    • From the public records maintained by governmental entities; and
    • From consumer or other reporting agencies;

  2. Does not disclose any non-public personal information about you except:
    • to agents, independent contractors or representatives to provide you with requested services;
    • to third-party contractors or service providers who provide services or perform functions on our behalf;
    • to law enforcement or regulatory officials when applicable law or regulations require us to do so;
    • where required by law or judicial process (such as a court order);
    • to other parties with appropriate consent; or
    • otherwise to the extent permitted under federal or state privacy laws;

  3. Restricts access to non-public personal information to employees who need to know that information to provide services to clients; and

  4. Maintains physical, electronic and procedural safeguards to guard non-public personal information.