Appraisal Modernization

GSE Data Collection

Clear Capital is an approved vendor to support the government-sponsored enterprises (GSEs) appraisal modernization programs: Fannie Mae’s Value Acceptance + Property Data program and Freddie Mac’s ACE+ PDR solution.

Universal Data Collection™

Backed by a vast experience in GSE appraisal modernization, our Universal Data Collection (UDC™) enables lenders to easily implement and scale inspection-based appraisal waiver programs nationally.

Universal Data Collection seamlessly integrates with our Hybrid Appraisal and Completion Report, providing lenders with a one-stop shop in case an upgrade is needed.

Why Universal Data Collection?

When a loan receives eligibility for Fannie Mae’s Value Acceptance + Property Data and/or Freddie Mac’s ACE+ PDR solution, Universal Data Collection unlocks nationwide, scalable benefits.

Saves time

Increases underwriting efficiency and provides faster turn times than traditional appraisals

Costs less

Save borrowers money with less than half the cost of a traditional appraisal


Tech-enabled data collection process — including digital GLA, data collector training, and extensive QC


Satisfies the data set requirements for both Freddie Mac and Fannie Mae

Appraisal Modernization

Success by the numbers


data collections


trained real estate brokers/agents


coverage nationwide

Ready to use Universal Data Collection?

Learn how UDC can support your appraisal modernization workflows. 

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Ready to order Universal Data Collection™?

Fill out the form below and a Clear Capital team member will contact you. 

or call 530.550.2525