A property data collection service that supports inspection-based appraisal waivers by enabling lenders to implement Fannie Mae’s Value Acceptance + Property Data program and Freddie Mac’s ACE+ PDR solution.
Standardizes report delivery
UDC delivers the Universal Property Data Report (UPDR) format required for GSE inspection-based appraisal waivers.
Simplifies underwriting review
UDC includes a proprietary summary that surfaces key property details and potential risk indicators early in the report to help underwriters focus their review.
Consolidates GSE feedback
Integrates automated GSE API results directly into the report to reduce the need for toggling between separate systems.
Provides more complete property context
Relevant details outside the standard UPD data fields, such as solar ownership or HOA information, may be included for additional property context.
Universal Data Collection (UDC®) ensures fast and accurate data collection and delivers it in the standardized UPDR format for inspection-based appraisal waiver programs and hybrid appraisals to empower lenders with national scalability and coverage.
Average savings using inspection-based appraisal waivers in lieu of appraisals
Average turn time for UDC property data collections
Lenders using UDC to implement inspection-based appraisal waivers
Total savings delivered to borrowers using UDC since 2023
Universal Data Collection seamlessly integrates with our Hybrid Appraisal and Completion Report, providing lenders with a one-stop shop in case an upgrade is needed.
Quick delivery
Armed with our ClearInsight™ mobile app, trained data collectors capture the UDC dataset and can deliver a report in 3 days.*
Floor plan & GLA
Obtain a CubiCasa floor plan and an ANSI-aligned digital GLA measurement with industry-leading accuracy.
Easy-to-read PDF report summary
Our upfront summary highlights critical property details, allowing underwriters to flag key information instantly and understand the property before diving into the full report.
Quality assurance
UDC is vetted by human and automated reviews. Our valuation tools deliver complete and accurate information lenders can trust.
Nationwide coverage
We provide 97% coverage nationwide with more than 4,200 trained and background-checked data collectors.
Flexible ordering
Order online on clearcapital.com, through Encompass®, order management system integrations, or easily integrate into loan origination and point of sale systems with our Property Valuation API.
*Delivery time pending appointment availability of the point of contact.
Submit a request to get set up to order Universal Data Collection.
Real estate agents and brokers — interested in collecting property data for our Universal Data Collection service? Let us know!
We’ll keep you in the loop on the latest stories, events, and industry news.
