Clear Capital’s valuation, property inspections, and appraisal review solutions are now available directly within the MeridianLink® Mortgage platform! This integration simplifies valuation management by eliminating manual delays and allowing users to order and manage loan files directly within MeridianLink.
What is MeridianLink Mortgage?
MeridianLink Mortgage is a cloud-based loan origination system (LOS) designed to streamline the digital lending process for banks, credit unions, and mortgage lenders. The platform enables financial institutions to automate complex workflows, accelerate the underwriting process, and provide a seamless experience for borrowers. Lenders who use MeridianLink Mortgage can also improve operational efficiency, ensure data-driven compliance, and scale their lending volume through its highly configurable, end-to-end platform.
What Clear Capital products are available on the MeridianLink Mortgage platform?
MeridianLink users can now access the following Clear Capital products through MeridianLink Mortgage:
ClearAVM™ – Lending-grade automated valuation model with nationwide coverage designed for situations requiring highly precise results.
Rental AVM – An automated valuation model that delivers instant, lending-grade monthly market rent estimates using the same high-quality data and modeling power as ClearAVM.
UAD 2.6 and 3.6 Traditional Appraisal – Our national AMC provides quality-assured, compliant appraisals that enable a seamless transition to new UAD 3.6 data standards.
Universal Data Collection® (UDC®) – Gathers GSE-standard property data to support inspection-based appraisal waivers and hybrid appraisal workflows.
AURA® – AI-driven automated collateral analyzer used to assess risk on UAD 2.6 and 3.6 appraisals.
Collateral Desktop Analysis (CDA®) – USPAP-compliant desktop review of the origination appraisal with fast turnaround times to keep loans moving.
Value Reconciliation – Get clarity and confidence around multiple value opinions with a single source of truth that provides a final ruling on a valuation. Combine with a 15E for rated securitizations.
Broker Price Opinion (BPO) – Morningstar’s top-rated (MOR RV1) BPO, which employs three layers of quality assurance, including a final human review.
Residential Evaluation – IAEG-compliant valuation report for residential loans less than $400,000, including HELOCs and loan modifications.
Commercial Broker Price Opinion (BPO) – Provides cost-effective, data-rich analysis for situations not requiring a full narrative. Delivers fast turnaround times and includes a final human review for accuracy.
Commercial Evaluation – Delivers IAEG-compliant valuations for commercial loans under $500,000. Offers a streamlined, lower-cost alternative to traditional appraisals via rigorous market and income analysis.
Property Condition Inspection (PCI) – Offers external or internal condition reports that can be paired with ClearAVM for a more complete property profile.
Post-Disaster Inspection (PDI) – Provides rapid external condition reports following natural disasters to assess collateral health.
Start using Clear Capital through MeridianLink Mortgage
To use Clear Capital’s products with MeridianLink Mortgage, add Clear Capital as a service provider. You can complete this by submitting a ticket to MeridianLink’s integration team via the support center.
Once Clear Capital is configured as a service provider, you can initiate orders without leaving the loan file.
Fill out the form below to learn more or get started. We’d be happy to assist you and provide our MeridianLink® Mortgage User Guide.