ClearAVM™ —
automated valuation model

Instant, lending-grade valuations powered by computer vision technology. ClearAVM now factors property condition and quality insights into its market analysis, providing underwriting-ready valuations you can act on confidently.

ClearAVM — automated valuation model
An AVM enhanced with image-derived insights

Unlike AVMs with blind spots to qualitative property characteristics, ClearAVM accounts for property condition and quality insights from Restb.ai in its market analysis. Restb.ai processes more than 2 billion property photos each month, fueling ClearAVM with image-derived insights, increasing its accuracy and providing 3.8% more valuations within 10% of market values than the previous model.

3.8%

More valuations within 10% of market values than the previous model

What can you do with a more accurate valuation?

Origination

Target refinance-eligible borrowers, confirm loan-to-value ratio early, and avoid undervaluing renovated homes to reduce late-stage disruptions.

Home equity

Use one valuation from prequalification to closing, and route loans by Confidence Score to keep files moving quickly.

Capital markets

Get property-level condition and quality ratings in bulk, lean less on time-consuming valuations, and price pools quickly and precisely.

Confidence Score

A Confidence Score you can rely on

Each ClearAVM includes a Confidence Score, which predicts the valuation’s expected reliability based on the forecast standard deviation (FSD) to help you determine if further due diligence is needed.

Specify your desired Confidence Score threshold, and you won’t receive or pay for any results that don’t meet your requirements.

graph
aerial overview of homes

Data coverage

Instant, lending-grade valuations

The data that powers ClearAVM is updated hourly with information on nearly every address in the U.S., including non-disclosure states.

120M+

Properties covered

60+

Property data fields

2.3%

Median variance from sale values

What can you do with ClearAVM?

Find lending opportunities

Accurately identify marketing targets by filtering properties across the nation for characteristics that fit your needs. 

Estimate a prequalification

Build trust and avoid last minute changes by using the same quality valuation throughout your lending process.

Make lending decisions

Underwrite quickly and close with confidence by leveraging ClearAVM’s accurate valuations.

Invest confidently

Scan for investment opportunities and evaluate potential with reliable home values at scale.

Confirm a value

Ensure a portfolio of loans is priced correctly by instantly and accurately valuing the collateral.

Monitor performance

Evaluate your portfolio with the same level of accuracy used to underwrite and sell loans

Order a ClearAVM today!

Easily order a single ClearAVM and receive the PDF report immediately in CLEAR™Portal.

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Ready to learn more about our ClearAVM?

Fill out the form below and a Clear Capital team member will contact you.

or call 530.550.2525

Download a ClearAVM sample report today.

Fill out the form below and a Clear Capital team member will contact you. 

or call 530.550.2525