Best-in-class home equity products

Home equity
valuation solutions

Compete on speed, win more borrowers, and close confidently with our suite of real estate valuation solutions for home equity lending.

Build a more efficient and profitable home equity pipeline

From automated valuations to inspections and appraisal review, our solutions work in tandem to streamline workflows and reduce turn times. Process more loans without adding cost or complexity.

Right-size your approach

Expand lending capacity with flexible valuation, inspection, and underwriting options that fit your process. Scale confidently without forcing a one-size-fits-all approach.

Find the right borrower

Leverage nationwide property intelligence to quickly identify homeowners with strong equity. Focus on qualified leads, reduce wasted effort, and quicken time to close.

Align with requirements

Rely on consistent, lending-grade valuations that align with investor and regulatory standards. Lower reorders, reviews, and last-minute changes or delays to keep loans on track.

Close loans faster

Identify qualified borrowers, verify value and condition instantly, and automate underwriting reviews for faster, more confident closings from first touch to funding.

End-to-end home equity workflow

1 

Identify qualified homeowners

Pinpoint equity-strong borrowers fast with nationwide ClearAVM™ and Mortgage Data insights for precise targeting.

2 

Improve loan conversion

Use lending-grade valuations from ClearAVM and Property Analytics API to build borrower trust and consistency.

3 

Assess condition and value

With an AVM plus aPCR and PCI inspection cascade or a Residential Evaluation for loans <$400k, or appraisals for larger loans.

4 

Conduct efficient underwriting

Streamline and automate appraisal review with AURA®. Underwrite 90% of home equity loans with ClearAVM via Property Analytics API.

Solutions for every home equity lending step

Lenders lose time while waiting for valuations. ClearAVM™ provides lending-grade values instantly at scale, enabling you to quickly move applicants forward.

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Identify refinance opportunities and qualify prospects more effectively with visibility into loan amount, current lender, interest rate, loan type, and due date.

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Property Analytics API valuations stay consistent from prequal to closing — with the flexibility to add property details for a full report up to 90 days later.

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Ensure 100% property condition coverage using an inspection cascade. First, access AI and aerial imagery for instant, objective property condition insights.

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In our inspection cascade, if an aPCR isn’t available, a PCI is ordered. PCI’s rapid condition updates verify condition, preventing surprises down the pipeline. 

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Appraisals aren’t always necessary for home equity loans. Residential Evaluations deliver reliable, compliant, and cost-effective valuations for transactions <$400,000.

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Complex or higher-risk properties often require an appraisal. Appraisals deliver trusted valuations while streamlining ordering to minimize friction.

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AURA applies a risk-based, automated approach to appraisal review — flagging issues automatically so you can close loans faster.

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For a full list of all of our products, visit our product page.

Ready to learn more?

Learn how our suite of real estate valuation solutions for home equity lending can expedite turn times, save on costs, and reduce manual efforts.

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Download the toolbox for in-depth information on our suite of real estate valuation solutions for home equity lending.

or call 530.550.2525

Learn more about our Home Equity solutions.

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or call 530.550.2525