Valuation

Analytics

ClearAVM™
Accurate, instant valuations

Property Analytics API
Customized valuation reports

Rental AVM
Instant monthly market rents

ClearProp^®
Interactive valuation tool

Appraisals

Traditional Appraisal
Full suite of appraisal services

Property Valuation API
For modern valuation products

Hybrid Appraisal
GSE 1004 Hybrid/70H appraisal

Desktop Appraisal
GSE 1004 Desktop/70D appraisal

Property Valuations and Inspections

Broker Price Opinion
Morningstar’s top-rated BPO

Commercial BPO
Appraisal alternative

Residential Evaluation
For residential loans <$400k

Commercial Evaluation
For commercial loans <$500k

Property Condition Inspection (PCI)
Risk summary report

Post Disaster Inspection (PDI)
Exterior condition report

Automated Property Condition Report (aPCR)
Insights from aerial imagery

Appraisal Review

Collateral Desktop Analysis (CDA®)
Review of origination appraisal

Value Reconciliation
Reviews multiple valuations

AURA^®
Appraisal underwriting risk analyzer

Data Collection

Universal Data Collection^® (UDC^®)
Delivers GSE data standards

Inspection Tools

CubiCasa®
Automated floor plan app

All Products

PropertyNova™ Data

Tax Assessment Data
Property and value details

Recorder Deed Data
Ownership and transfer info

Mortgage Data
Financing status

Home Data Index (HDI®)
Market data and trends

About PropertyNova™

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Data

PropertyNova™ Data

Tax Assessment Data
Property and value details

Recorder Deed Data
Ownership and transfer info

Mortgage Data
Financing status

Home Data Index (HDI®)
Market data and trends

About PropertyNova™

Analytics

ClearAVM™
Accurate, instant valuations

Rental AVM
Instant monthly market rents

Property Analytics API
Customized valuation reports

All Products

Featured Resources

[ebook] Unlocking the Power of Public Records Property Data

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Home Data Index (HDI®) Market Reports

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ClearAVM™ Quarterly Performance Report

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Solutions

By Market

Mortgage Origination

Order from a variety of reliable valuations to fit your needs

Home Equity

Expedite valuations and mitigate risk

Capital Markets

Perform due diligence on your portfolio

GSEs

Access appraisal modernization tools

Servicing

Assess your mortgage loan portfolio

Insurance

Understand collateral risk and property conditions

PropTech

Gain property data insights

FinTech

Gather insights for accurate modeling

Real Estate

Reduce friction in your real estate transactions

Single-Family Rental and Build-to-Rent

Maximize income from your asset management portfolio

By Organizational Role

Loan Officer

Close loans confidently

Underwriter

Automate collateral underwriting review

Servicer

Assess your mortgage loan portfolio

Risk Management

Mitigate lending risk

Appraiser

Enhance your workflow

Real Estate Agent/Broker

Improve your real estate listings

Investor

Expand your portfolio

All Solutions

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Resources

Connect

Events

Check out upcoming events, conferences, and webinars.

Podcast

Listen and watch ClearCast, the Real Estate Fintech Podcast.

Newsroom

Read our latest press releases and media coverage.

Learn

Blog

Read the latest articles and stories from the industry.

Video

Watch the latest webinars, speaking sessions, and demos.

Market Reports

Review our latest HDI™ report for market data and trends.

eBooks

Browse our library of free eBooks.

Case Studies & White Papers

Read our white papers for insights and knowledge.

Glossary

Learn about the terms used in the industry.

All Resources

Featured Resources

Home Equity Toolbox - A solution guidebook for home equity lenders

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[Case study] National mortgage banker cuts time and cost spend in half, increases efficiency

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[Case study] Hitch boosts valuation accuracy, enhances customer experience, and approves 30% more loans

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Company
Clear Capital

About Us

Discover the story, purpose, and advancements that drive us.

Leadership

Meet and learn about our Executive Leadership team.

Community Involvement

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Work With Us

Corporate Careers

Join our team of driven, talented individuals.

Life at Clear Capital

Learn about what unites us.

Partners

Let’s transform the mortgage industry and grow together!

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Appraiser Network

Join the independent appraiser network with heart.

Broker and Agent Network

Work with the nation’s top lenders, servicers, and investors.

AMC Registrations

View our license/registration numbers.
Featured Blog Posts

February 5, 2026

January 2026 Home Data Index Market Report

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February 4, 2026

Clear Capital adds Automated Service Ordering and Field Mapping for Encompass® by ICE Mortgage Technology® users

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February 3, 2026

Clear Capital named 2026 HousingWire Tech100 Mortgage winner

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Contact Us

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HDI® Market Reports

February 5, 2026

January 2026 Home Data Index Market Report

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National Home Price Appreciation/Depreciation

-0.6%

QTR/QTR

1.7%

YR/YR

0.9%

Distressed Saturation

Hover over different regions to see more details.

Highest Performing Major Metros

1

New York, NY

1.0%

QTR/QTR

5.8%

YR/YR

2

Bakersfield, CA

0.8%

QTR/QTR

1.5%

YR/YR

3

Fresno, CA

0.5%

QTR/QTR

1.9%

YR/YR

Lowest Performing Major Metros

1

Memphis, TN

-2.8%

QTR/QTR

-1.0%

YR/YR

2

Rochester, NY

-2.2%

QTR/QTR

5.5%

YR/YR

3

Birmingham, AL

-2.2%

QTR/QTR

1.1%

YR/YR

Data through January 2026. Source: Clear Capital

HDI® Market Report

View all past Market Reports

View all past Market Reports

February 5, 2026

January 2026 Home Data Index Market Report

January 5, 2026

December 2025 Home Data Index Market Report

December 9, 2025

November 2025 Home Data Index Market Report

November 4, 2025

October 2025 Home Data Index Market Report

October 6, 2025

September 2025 Home Data Index Market Report

September 8, 2025

August 2025 Home Data Index Market Report

Learn more about Clear Capital

Leadership team

Leadership team

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