Compete on speed, win more borrowers, and close confidently with our suite of real estate valuation solutions for home equity lending.
From automated valuations to inspections and appraisal review, our solutions work in tandem to streamline workflows and reduce turn times. Process more loans without adding cost or complexity.
Right-size your approach
Expand lending capacity with flexible valuation, inspection, and underwriting options that fit your process. Scale confidently without forcing a one-size-fits-all approach.
Find the right borrower
Leverage nationwide property intelligence to quickly identify homeowners with strong equity. Focus on qualified leads, reduce wasted effort, and quicken time to close.
Align with requirements
Rely on consistent, lending-grade valuations that align with investor and regulatory standards. Lower reorders, reviews, and last-minute changes or delays to keep loans on track.
Close loans faster
Identify qualified borrowers, verify value and condition instantly, and automate underwriting reviews for faster, more confident closings from first touch to funding.
Pinpoint equity-strong borrowers fast with nationwide ClearAVM™ and Mortgage Data insights for precise targeting.
Improve loan conversion
Use lending-grade valuations from ClearAVM and Property Analytics API to build borrower trust and consistency.
Assess condition and value
With an AVM plus aPCR and PCI inspection cascade or a Residential Evaluation for loans <$400k, or appraisals for larger loans.
Conduct efficient underwriting
Streamline and automate appraisal review with AURA®. Underwrite 90% of home equity loans with ClearAVM via Property Analytics API.
Lenders lose time while waiting for valuations. ClearAVM™ provides lending-grade values instantly at scale, enabling you to quickly move applicants forward.
Identify refinance opportunities and qualify prospects more effectively with visibility into loan amount, current lender, interest rate, loan type, and due date.
Property Analytics API valuations stay consistent from prequal to closing — with the flexibility to add property details for a full report up to 90 days later.
Ensure 100% property condition coverage using an inspection cascade. First, access AI and aerial imagery for instant, objective property condition insights.
In our inspection cascade, if an aPCR isn’t available, a PCI is ordered. PCI’s rapid condition updates verify condition, preventing surprises down the pipeline.
Appraisals aren’t always necessary for home equity loans. Residential Evaluations deliver reliable, compliant, and cost-effective valuations for transactions <$400,000.
Complex or higher-risk properties often require an appraisal. Appraisals deliver trusted valuations while streamlining ordering to minimize friction.
AURA applies a risk-based, automated approach to appraisal review — flagging issues automatically so you can close loans faster.
For a full list of all of our products, visit our product page.
Clear Capital offers end-to-end home equity solutions including ClearAVM™, Property Analytics API, condition inspections (aPCR and PCI), Residential Evaluations for loans under $400k, and AURA® for automated appraisal review. These tools work in tandem to streamline workflows and verify value and condition.
Clear Capital helps lenders close home equity loans faster by implementing an end-to-end workflow that streamlines valuation, inspection, and underwriting. Tools like ClearAVM™, Property Analytics API, and our inspection cascade reduce turn times and cost per loan.
Clear Capital’s end-to-end home equity lending solutions support home equity loans and HELOCs. Transactions under $400,000 are eligible for an automated valuation model (AVM) plus an inspection cascade, or a Residential Evaluation. Larger, more complex loans require an appraisal.
An end-to-end workflow accelerates every stage of the home equity lending process — from initial marketing, valuations, and inspections through to underwriting. An end-to-end workflow helps to drive down the cost per loan. It allows lenders to process more loans without adding operational complexity or cost.
Lenders can verify property condition using Clear Capital’s automated inspection cascade. The cascade includes the Automated Property Condition Report (aPCR) and Property Condition Inspection (PCI), ensuring investor-approved results. For larger or more complex loans, a Residential Evaluation or appraisal may be used.
You can rely on consistent, lending-grade valuations provided by Clear Capital’s solution suite. Our evaluations ensure compliance with IAEG and FIRREA regulatory standards, which in turn lowers reorders, reviews, and avoids last-minute changes or delays that slow down closing.
Clear Capital leverages nationwide property intelligence and ClearAVM™ to pinpoint equity-strong borrowers quickly. This precise targeting allows lenders to focus on qualified leads, minimizing wasted effort and quickening the time to close. Use Property Analytics API to use a consistent valuation from pre-qualification to underwriting.
All of Clear Capital’s products are available via API. Clear Capital’s Property Analytics API powers an end-to-end home equity workflow, from pre-qualification to underwriting. Users can access ClearAVM™ via Property Analytics API and build customized valuation reports for underwriting using the reliable automated valuation. Additionally, Clear Capital’s Property Valuation API provides access to valuation solutions like traditional and hybrid appraisals, evaluations, property inspections, and to underwriting solutions like AURA®. Those interested in learning more about Clear Capital’s API can click here.
Learn how our suite of real estate valuation solutions for home equity lending can expedite turn times, save on costs, and reduce manual efforts.
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